Can Pregnancy Entitle You to Disability Benefits?

 Pregnancy is a time of anticipation and excitement. But for some women, it can also be a time of anxiety and hardship. If you’re pregnant and struggling to keep up with work demands, you may wonder if you’re entitled to disability benefits. In this post, we’ll explore this question and provide some guidance.

What Are Disability Benefits?

Disability benefits are government-provided financial assistance for people unable to work due to a disabling condition. To qualify for disability benefits, you must meet the Social Security Administration’s (SSA) definition of disability. According to the SSA, you are considered disabled if you are unable to engage in any substantial gainful activity (SGA) because of any medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. If you are pregnant and your doctor has determined that your pregnancy is a medically disabling condition, you may be able to receive disability benefits. However, you must meet the SSA’s definition of disability and any other eligibility requirements.

Who Is Eligible For Disability Benefits?

To be eligible for disability benefits, you must have a qualifying disability defined by the SSA. As mentioned above, your disability must be a physically or mentally disabling condition which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. In addition, you must have paid into the Social Security system through your employment taxes. If you are pregnant and your pregnancy is considered a medically disabling condition, you may be able to receive disability benefits. However, you must meet the SSA’s definition of disability and any other eligibility requirements.

5 Types of Pregnancy Disability Benefits

There are five types of pregnancy disability benefits that you may be eligible for:

  1. Social Security Disability Insurance (SSDI)
    Social Security Disability Insurance (SSDI) is a federal program that benefits workers who cannot work due to a disabling condition. To be eligible for SSDI, you must have paid into the Social Security system through your employment taxes. In addition, your disability must be a physically or mentally disabling condition which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. If you are pregnant and your pregnancy is considered a medically disabling condition, you may be able to receive SSDI benefits.
  1. Supplemental Security Income (SSI)
    Supplemental Security Income (SSI) is a federal program that benefits low-income individuals.
  1. Temporary Disability Insurance (TDI)
    Temporary Disability Insurance (TDI) is a state-provided program that offers short-term disability benefits to workers who cannot work due to a disabling condition. TDI benefits are usually only available for a maximum of 26 weeks. To be eligible for TDI, you must have worked for an employer who offers TD Insurance, and you must have paid into the TDI program through your employment taxes. In addition, your disability must be a physically or mentally disabling condition which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. You may be eligible for TDI benefits if you are pregnant and your pregnancy is considered a medically disabling condition.
  1. State Disability Insurance (SDI)
    State Disability Insurance (SDI) is a state-provided program that offers short-term disability benefits to workers who cannot work due to a disabling condition. SDI benefits are usually only available for a maximum of 26 weeks. To be eligible for SDI, you must have worked for an employer that offers. You must have paid into the SDI program through your employment taxes. In addition, your disability must be a physician.
  1. Workers’ Compensation
    Workers’ Compensation is a state-provided program that benefits injured workers on the job. Workers’ Compensation benefits usually include coverage for medical expenses and lost wages.  

Conclusion

Based on the information gathered, it can be concluded that you are entitled to pregnancy disability benefits. Pregnancy is a recognized disability by the Social Security Administration, and as such, you may be eligible for benefits if you cannot work due to your pregnancy. Contact us at ((805) 800-8799) Gaylord and Nantais Attorney to learn more about your eligibility.

#workerscomp

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